Need an appraisal in Newton or Harvey County?

Check out the top seven reasons why KS homeowners hire Budde Appraisal Service:

To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
Challenge Harvey county's assessment of your property
Remove PMI to cut your mortgage payment
To reinstate their Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
In the case of a KS divorce, when real estate needs to be divided
Determine the true market value of property in question to settle an estate in Harvey county or KS

Own a house in or near Newton, KS and need help deciding the price of it?
Contact Budde Appraisal Service.

We at Budde Appraisal Service understand the individual needs of a customer seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because you probably have an emotional attachment to it. The professional appraisers at Budde Appraisal Service will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your home's price, and not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value assessment than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive way to cut expenses for homeowners. Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We're experienced in helping consumers just like you delete undesirable PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your home overvalued if you live in a local area that's going down or not appreciating as much as other homes nearby. This means you are probably paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Budde Appraisal Service is your best weapon when contesting your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. Not only can this be difficult from a cash flow viewpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Budde Appraisal Service can provide you with an expert appraisal to help you reinstate your home equity line of credit.

Need Field and Desktop Appraisal Review Services?

Have you just accepted a copy of your appraisal and you'd prefer to have a seasoned appraiser double-check it for preciseness or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Budde Appraisal Service can go out and check the subject and comps in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have in your possession. Even though this is usually requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your house.